At NerdWallet, we attempt that can assist you make monetary choices with confidence. To do that, many or the entire merchandise featured listed here are from our companions. Nonetheless, this doesn’t affect our evaluations. Our opinions are our personal.
When Marriott Bonvoy was launched because the alternative for Marriott’s previous rewards program, that introduced a slew of overhauls and a collection of new co-branded bank cards. The most recent of these bank cards is the Marriott Bonvoy Daring™ Credit score Card.
This card generally is a good step up for non-elite Bonvoy members who need to earn extra rewards and improve their Marriott expertise.
Listed here are among the finest advantages that include the cardboard.
» Be taught extra: Marriott Bonvoy Daring evaluation: Loyalty at a cheaper price
1. No annual charge
That is the profit that basically units the Marriott Bonvoy Daring™ Credit score Card aside from its sibling playing cards: an annual charge of $zero. All the different Bonvoy-branded playing cards carry an annual charge, the most cost effective beginning at $95. With an annual charge of $zero, the Marriott Bonvoy Daring™ Credit score Card is a superb introductory card for anybody to take their Bonvoy membership to the following degree.
The dearth of an annual charge does include a significant draw back: No premium perks. All the different Bonvoy co-branded playing cards embody at the very least one free lodge night time as of your cardmember anniversary, plus larger bonuses in sure spending classes.
2. Silver standing improve
The Marriott Bonvoy program rewards frequent friends with perks primarily based on what number of nights they keep at taking part resorts all year long. Every of the 5 elite tiers stacks on new bonuses, so becoming a member of a brand new degree can actually improve your expertise. Marriott Bonvoy Daring™ Credit score Card holders obtain 15 elite night time credit yearly, that means rapid promotion to the Silver Elite degree.
With Silver Elite standing comes late checkout when obtainable, entry to a devoted elite reservation line and a further 10% bonus on earned factors.
three. Level-earning potential
One of many major causes to take a look at a co-branded bank card is to extend the loyalty factors you earn. The Marriott Bonvoy Daring™ Credit score Card comes with methods to earn factors even once you aren’t staying at a Marriott branded lodge. Each $1 spent on the cardboard earns 1 level, irrespective of the place you’re spending it. Any journey purchases earn 2 factors for each $1 spent, and each $1 spent at a Marriott-branded lodge earns three factors.
The Marriott Bonvoy Daring™ Credit score Card additionally comes with a beneficiant sign-up bonus: Earn 50,000 Bonus Factors after you spend $2,000 on purchases within the first three months from account opening. That’s a significant chunk of factors to begin your assortment and is sufficient for at the very least one night time in lots of resorts. The spending requirement may be straightforward to finish should you begin utilizing your card for on a regular basis purchases like groceries and family payments.
four. Journey safety
The very best journey rewards playing cards include some type of safety to make sure your journeys go easily, and the Marriott Bonvoy Daring™ Credit score Card is not any completely different.
Baggage delay insurance coverage: In case your bag is delayed by six hours or extra, you’re eligible for $100 a day for as much as 5 days for necessities like toiletries and garments.
Misplaced baggage reimbursement: If the airline loses your checked bag or carry-on, you’re coated for as much as $three,000 per passenger.
Journey delay reimbursement: When you’re delayed by at the very least 12 hours or require an in a single day keep, you and your loved ones members are eligible for as much as $500 per ticket for non-reimbursed bills like meals or lodging.
» Be taught extra: Greatest bank card affords for journey safety
5. Collaborating resorts
The Marriott Bonvoy rewards program contains a big collection of resorts that at the beginning look you may suppose aren’t associated to Marriott in any respect. These embody every part from high-end luxurious resorts to long-term flats. A number of the manufacturers embody:
The Ritz-CarltonW Lodges.
With the Marriott Bonvoy Daring™ Credit score Card, each $1 spent at these resorts earns cardholders three factors.
The underside line
For a card with an annual charge of $zero, the Marriott Bonvoy Daring™ Credit score Card packs in a ton of perks. You’ll start incomes Bonvoy rewards factors instantly and might e book with out worry of canceled flights or misplaced baggage. The Marriott Bonvoy Daring™ Credit score Card is a superb introductory journey rewards card, however skilled vacationers could need to try the opposite co-branded Bonvoy playing cards for extra premium rewards.
Find out how to maximize your rewards
You desire a journey bank card that prioritizes what’s necessary to you. Listed here are our picks for the perfect journey bank cards of 2019, together with these finest for:
Planning a visit? Take a look at these articles for extra inspiration and recommendation:
Discover the perfect journey bank card for you
Marriott Rewards program: The entire information
Which Marriott Bonvoy bank card ought to I select?